Payday Loans

Every lending company which offer loans will have their policy when it comes to how much you can borrow. The standard amounts you can apply from with a payday lender is usually between £50 to £5000 depending on you current finances. However, the amount you receive, and the repayment period will depend on your credit check. Affordability checks will be carried out. Many payday lenders only perform soft credit checks which means applications won’t affect your credit score, even if you are unsuccessful. We approve 95% of applications to give credit, regardless of your credit history or circumstances. It's important to us that the right person is matched with the right lender for them. If you do not have enough money after your first successful application you can also apply for more money later if needed. These options, if available, will be offered upon completion of our direct payday loans application process. Apply online to get short term cash loans today.

The time frame for paying back a payday loan can start from a minimum repayment period of 3 months through to 36 months and possibly beyond. We do not offer short term solution loans less than a month minimum term. When you apply for a payday loan wth payday loan companies, you decide the suitable length of time to make repayments. Sometimes with the timeframe, you can pay back your short term loan will depending on your current credit score.

We do not charge fees on any of our payday loans or provide services. You will never be asked for an upfront payment. The only additional fee on top of your short term loan is the annual percentage rate rate paid to one of the payday lenders. Check out a representative example using our finance calculator. Late repayment and missing your monthly minimum payments can cause late fees being charged. Avoid making a late payment to keep the costs of your loan as low as possible. If you choose to repay your loan early you will may need to pay the payday provider early repayment fees.

Getting a loan online has never been easier. If you’re looking for an immediate loan payment, online applications are ideal. The process is quicker and, as long as everything is okay with your application, the money will arrive into your bank account that same day – usually within a few hours of applying.

It is advised that same day loans are not used as a long term solution for financial difficulties. This can lead to further, unnecessary debts. Taking out a loan that you cannot afford can cause you serious money issues. A payday loan is a suitable option if you run into an emergency, or an unforeseen expense occurs. We fully understand the urgency of our applicants and can be a quick solution. We aim to get funds to you as soon as possible. Get a payday loan today!

If you are 18 years or older, a current UK resident with a regular income, and have a bank account with a valid debit card, you may be eligible to utilise our service. You will need to pass the short terms loans application process before finding out whether you successfully meet all requirements.

All funds will be directly deposited into your chosen bank account. Before you apply for a direct payday loan, ensure all information is accurate to prevent any delays in receiving your funds. You will usually receive funds within 24 hours of applying for a payday loan.

Many lenders provide loan products for people who need financial help with a bad credit score. Just because you have a bad credit rating, does not mean you will be automatically rejected from borrowing credit or give you a low credit limit. With a 95% success rate for applications, this should not put some people off from applying even if you have bad credit or in a situation of financial difficulty. Each lender has their own lending criteria. All our lenders are authorised and regulated by the FCA. They will carry out an affordability assessment to ensure no irresponsible lending.

When it comes to applying for credit, this will not affect your credit scoring. Lenders use a soft search to check your credit report to determine if you are suitable, and which lender is suitable for you. They will access your credit limit even if you have a bad credit history. Upon accepting the loan offer and repayment conditions, the lender will perform a full credit check. However, you will already know that you have met the criteria from your initial application – so, you have nothing to worry about.

Your circumstances will determine if a guarantor is necessary. A guarantor isn't required for most loans, although certain direct lenders will require one before you can receive your lump sum payment. A guarantor maybe required if you fail affordability checks. A guarantor will be someone you trust and trusts you, this is usually a family member or close friend. If a guarantor is required by the payday lender, you will be notified following the payday loans application process and before receiving funds.

You will not be asked to physically send any documentation; this can easily be done online. Applying for a direct payday loan online is a quick process. Most lenders for a short period loan will request proof of identification, address or income before proceeding with your application. For example, if you have recently moved to a new address, then you are more likely to be asked for this information. You will be asked to sign a digital contract to confirm you agree with the Terms and Conditions of the loan repayments.

You can apply for a payday loan at any time on any day of the week, even at weekends. Once approved, your cash could be sent same day within 5 minutes. Please remember that some lenders will not be able to release cash loans on a weekend but the agreed funds will be completed the next working day.

The majority of payday loans online are very similar and are for short term. Depending on the lender, the APR rate, repayment time and contract details may differ. This will depend on your current circumstances too. We can offer a large range of financial products even if you are self employed. Most of these types of loans are designed to be different than other loan types. They are different from traditional loans offered by high street bank or credit union. They are also different than a loan set up using a continuous payment authority on a card. Customers with higher credit scores are often supplied more competative short term loans. While other loans have been made more attainable to those with previous serious money problems may carry higher rates.

We are aware that everyone has different circumstances for short term loans, and some will change unexpectedly. If you continue to face financial difficulties and cant repay the loan, please get in touch with your lender as soon as possible. As a responsible lender they are always able to try and assist you pay the loan back.