Interest Rates from 43.1%APR to 1333% APR. Minimum Repayment Period is 1 month. Maximum Loan Repayment Period is 36 months. Representative Example: £1,200 loan for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative Example APR: 49.7% (variable).

No obligation quote and APR will be based on your personal circumstances. *Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.

Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at

If you have a poor credit score, it may be challenging to get a £1000 loan.

High street lenders often don't grant such big loans. So, suppose you are stuck in any financial difficulty or receive an unexpected bill and can't find any opportunity to take such a big loan. In that case, you become worried and start to think about some way of getting such a large amount of loan.

Don't worry, Payday Loans UK can provide you with the details of such resources to get a large amount loan.

How to Get a £1000 Loan?

Payday Loans UK provides an easy and streamlined online application process to connect you with the lender to give you the loan. Even if you have a poor credit score, you can get a loan from our lenders.

We have a list of money lenders who have unique loan plans and excellent financial services for people with bad credit histories. In addition, every lender on Payday Loans UK is actual and is regulated by the Financial Conduct Authority (FCA) and is entered on Financial Services Register.

There was a time when lenders were not satisfied to lend money to the lenders with bad credit history, but now lenders are happy to grant money to the people with bad credit.

1000 Loan Bad Credit?

If you are looking for a 1000 Loan Bad Credit Payday Loans UK can contact you with lenders who can grant you this loan even with a bad credit history. Lenders also take care of getting information about your financial situation, and if they think that you can make the repayments of your loan, they can approve your application. If you pass in affordability checks and lenders conform about your financial status, you will surely get the loan.

If you don't know about the loan process, you should get complete information before applying. Our online application process for 1000 Loan Bad Credit is straightforward and basic. You have to fill our online application form, and if any lender finds you suitable for giving his money, we will direct you to their websites after checking your details through a soft credit check.

After getting in touch with you, they will ask you some simple questions. If you become successful, they will approve your application, but they will turn down your request if they find you unsuitable for the loan.

Can I Get My Loan Amount the Same Day I Apply?

Once your application is approved and selected for the loan, your money can be transferred to your bank account within minutes. However, you may have to wait to get the loan amount as this process depends on the lenders when they process the payments and also on the speed of your bank to process incoming payments.


First of all, you have to fill the online application form. In the online application form, you will share the details of your income other personal pieces of information. Once you have given us the details, Payday Loans UK will send your details to the list of lenders to approve your loan credit.

The money lenders will look at your details and do a soft credit check on the credit file you provided, and then they will contact us with their responses. A soft credit check does not affect your credit score, and it is only visible to you.

During soft credit check, if the lender gives us a positive response about your application, we will redirect you to their website. The lender will then ask you questions further or may conduct another application process. If you put your information on the website of the lender's website, he will do a hard credit check and will decide whether your loan application is approved or not.

If the lender approves your application, he will give you the key list of information to further guide you about the loan approval. After reading the information, you can decide whether you want the loan or not. Information is the details of the interest rate, loan amount and the repayment date. If you agree with their consumer credit agreement, then you are suitable for borrowing money.

Am I Eligible?

If you meet the following requirements, you can find yourself eligible for the loan.

  • Your age is above 18
  • You are a resident of the UK
  • You have a regular source of income
  • Your income is paid into your bank account
  • You have a UK bank account and a debit card

Is £1000 Loan Expensive?

Generally, loans have high-interest rates for people with bad credit. The main reason for this is that person has defaulted his payments. When the loan has defaulted, it means that person has stopped making repayments or late repayment which will cause the loss of the lenders. That's why lenders offer high-interest rates for people with low credit scores to minimize the chances of the risk associated with defaulted payments.

Where Can I Use the Amount of £1000 Loan?

You can use your loan amount for multiple purposes. Generally, they are used to pay for car repair, emergency bills and fund a big purchase. Take note that taking a loan should not put you and your family members in further difficulties. Repayment terms are straightforward and clear. You can return your borrowed money in 3 to 35 months or by monthly repayments.

Why Should You Choose Payday Loans UK?

There are many reasons for choosing us. Our online application process is simple and unique. We readily grant money to the applicants even with a poor credit history. Also, we don't charge any hidden or late payment charges. Payday Loans UK is confidential and secure. Our institution has helped over 2.5 million people. Payday Loans UK has no obligation quote and can set small loans at the minute.

If you have any questions, you can ask us freely. We try our best to clear the confusion of our users. You can also post your questions in the comment box.