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Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Looking for 118118 money loans alternative? If you're in the UK, payday loans may be a viable option. Read on for more information about payday loans and how they work. You may be surprised at the insights of Payday Loans UK.

What Are 118 118 Money Loans?

118118 Money is one of the trading names for Madison CF UK Limited. You can see full details on their FCA register page which confirms they have been authorised and regulated by the FCA since 22/3/17.

118118 Money’s Representative APR is 49.9%

If you were to borrow £2,000 for 24 months at an interest rate of 41.2% pa (fixed), you would need to make 24 scheduled monthly payments of £123.64. The total amount payable would be £2,967.43.

Customers have the option to make a full or partial payment whenever they wish. Contact the customer service team who will provide you with a settlement quotation, valid for 28 days. This is likely to include additional fees to paying off the loan before the final due date.

118118 Money also give customers 14 days to change their mind and cancel the loan. The full amount must be repaid within 30 days of giving them notice.

How To Apply?

Before you make an application, 118118 Money ask that you are:

  • Aged between 18 and 70
  • A UK resident
  • The owner of a UK bank account and debit card
  • Receiving more than £700 each month
  • Self-employed or in employment

When making an application for a 118118 Money loan online you will be asked to provide details about your:

  • Home address
  • Email address
  • Mobile phone number
  • Employment history
  • Net monthly income
  • Monthly outgoings
  • Bank account

118118 Money process applications and send funds seven days a week. Although if your application is processed and approved in the evening, you may not receive the funds until the next day. Sometimes they may require additional information from you before they can approve or reject your application. If this is the case then funds will not be able to be released until you have spoken with 118118 Money, provided the required additional detail and have approved your application.

Try 118118 Money Loans Alternative - Payday Loans UK

If you're in a bind and need some extra cash quickly, payday loans UK may be the solution for you. These loans are designed to help people get through a tough financial situation with relatively easy terms and conditions.

With payday loans UK, you can get the money that you need without having to worry about your credit score. You can also get the money that you need quickly so that you can take care of whatever it is that you need to take care of.

Why Choose Payday Loans UK?

Financial assistance is a critical part of our day-to-day lives. Sometimes we need a little help to make it through to our next paycheck, and that's where Payday Loans UK come in. With us, you can get the financial assistance you need without having to worry about missing any payments. Here are a few reasons that you should consider us for lending purposes.

1. Loan Flexibility

We act as a direct lender and provide flexible loans based on affordability. Our loan ranges from 50£ to 5,000£ with 3 to 36 months. We provide the loans as supple as desired and provide the loan directly to the bank within minutes after the application approval.

2. Authorized Lenders

Payday Loans UK is fully authorised and regulated by the Financial Conduct Authority and entered into the financial services register. Avoid direct lenders who are not authorized because they can cause you serious money problems. We serve as a direct lender, and you will enjoy using our financial services.

3. Time of Receiving the Loan

After the approval of an application, you will get the loan within 15 minutes by giving the correct bank account details to us, and you will get the loan in no time. It will depend on the bank timings. Try applying for loans within bank time so that you might have the cash in your hand within no time.

Try to refund the minimum repayment period and avoid late repayments. Late repayment can cause you serious money problems, and there are no hidden fees behind our services.

How To Apply?

There are many different types of loans that you can get in the UK. Whether it is a personal loan, mortgage, or credit card debt; there are plenty of options for people to choose from. However, one type of loan that has been on the rise lately is Payday Loans UK. These loans are short-term and they help people pay their bills when they need money fast (or don't want to wait), but still have at least some security over what happens next month after they've paid off this initial loan.

It sounds great that you want to get started with Payday Loans UK, but you might face the issue if you are not eligible for it. Eligibility requirements include:

  1. You must have a UK bank account and be above 18 years of age.
  2. You should reside in the UK and have a regular source of income.
  3. You must have a full-time or part-time job.

We serve only as direct lenders, and we are not a broker. We do not believe in brokers because they are the leading cause of the late lending process. As payday loans direct lenders, we do not serve as a credit broker and act as a responsible lender for the sake of the clients for helping them in their difficult times.

Summing Up

Above we explain the options available for 118118 Money Loans Alternative. We live in a time of great uncertainty. With the recent economic downturn and ongoing high unemployment rates, it can be difficult for UK residents to get by. In these times, many individuals need more than just their salaries to cover basic living expenses and some turn to payday loans as an alternative means of getting money quickly while avoiding credit checks or long wait periods associated with traditional banks. Contact us today to learn more.


Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at