How much cash do you want?

Quick loan, 100% safe, no obligation

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Whether you're facing an unexpected bill or need to make a purchase that's outside your normal budget, a £200 loan could give you the extra breathing room you need. At Payday Loans UK, we offer short-term loans of up to £5000 that can be repaid over 1 to 12 months. And because we understand that everyone's financial situation is different, we offer flexible repayment options to suit your needs. You can apply online or call us, and one of our friendly team members will be happy to help.

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How To Apply For £200 Loan?

With a fast and simple online application, you can apply for a £200 loan in just a few minutes. All you need to do is:

  1. Complete Our Online Form: This should take a few minutes. You will need to provide some personal and financial information so that we can match you with the best lender for your needs. Also, please make sure to read our terms and conditions before applying.
  2. Review Your Loan Options: Once we have received your application, we will work to match you with the best lender for your needs. You will then be able to review all the loan offers and choose the one that best suits your needs.
  3. Get Your Money: Once you have chosen a lender and accepted their offer, the money will be deposited into your bank account within 5 minutes. It is that simple. So why wait? Apply now and get the money transferred you need fast!

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Can You Get The Loan Amount With Bad Credit History?

A bad credit report can be a barrier to getting loans approved. But with our panel of specialist lenders, we may be able to help you get the loan you need. From £200 to £5000, we could help you get the finance you need, even with a poor credit rating and competitive interest rate.

Our poor credit history loans could help you consolidate your debts, make home improvements, or pay an unexpected bill. We understand that bad things happen to good people and that a poor credit score does not always reflect your true ability to repay a loan and regular income.

But it depends on the direct lender and the type of loan you need. Our loans are unsecured, so your home or other assets won’t be at risk if you can’t make the repayments. And we could help you get a decision in minutes.

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1. Are You Direct Lenders?

No, we are not direct lenders. We are a loan matching service that connects you with our panel of leading UK payday loan lenders. We work with several trusted lenders to provide the small loans that best suit your needs.

2. How Much Can I Borrow?

The amount you can borrow will depend on several factors, including your monthly income and expenditure. Our panel of many lenders will consider your application and offer you a loan of up to £5000 with flexible monthly repayments depending on personal circumstances. The repayment period can be 1-36 months.

3. Do You Run Credit Checks?

Our lenders may run a credit check as part of their decision-making process. However, we will never run a credit check without your prior consent for a small loan. Also, soft credit checks do not impact your credit score.



Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at