Interest Rates from 43.1%APR to 1333% APR. Minimum Repayment Period is 1 month. Maximum Loan Repayment Period is 36 months. Representative Example: £1,200 loan for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative Example APR: 49.7% (variable).

No obligation quote and APR will be based on your personal circumstances. *Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.

Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at

A £300 loan is a short-term loan used to cover emergency expenses like the emergency repair of the car, home, or appliances. It is the opposite of the payday loan in which you have to make the repayment in the next month of loan approval.

In this loan, the repayment plan is flexible, and you can make repayments according to your choice. You can make the repayment in the duration of 3 months to 6 months. From Payday Loans UK, you can take a loan of £50 to £5000 and make the repayment in 3 to 36 months.

Procedure for the Application

As an authorised credit broker, we have proud that we claim accessible offers to our customers. Our lenders are kind and reliable with excellent broker services and help people with their financial services. Also, they have registered office and registered trading name from the FCA that speaks about their credibility. Brokers offer you a loan amount of £300 to £1000. If you want to take the loan of £300, you can easily take it from us and can make the repayment in 3, 6, or 12 months according to your choice.

There are so many options available in the market while exploring them. You may be confused. But, using our services, you will be satisfied as your application process is quick and straightforward and you provide good services compared to the others.

300 Loan Bad Credit?

If you have a bad credit history and have been rejected by another loan institution, we can help you greatly. We always choose lenders who try to help people of every kind of financial status. Our lenders prefer the credit history to limited extent even for a 300 Loan Bad Credit.

They look at your financial conditions, income and make decisions according to your affordability. If they think that you can repay, they will surely approve your loan application and transfer the loan amount to your account.

When you submit your application, our free loan eligibility checker will look at your details and estimate the chances of success of the online application. It takes only seconds for the tool to analyze the details and will talk about the result instantly. It does not analyze the credit check.

Will the Application Affect My Credit Rating?

The online application process is unique and straightforward, and if you have decided to apply, you can fill our online application form. You need to give the following details.

  • Your name
  • Employer name
  • Your address
  • Your income status

Then the soft search will analyse your credit file to find the best loan plan for you. Usually, it takes approx. 1 minute to make the decision. The FCA authorizes us, so all submitted applications undergo a credit check. It simply means that the lender will check your submitted application, and then they will perform a credit check.

How Long Does it Take to Get the Money?

If your application is accepted, it usually takes a few minutes to transfer money to your bank. However, this process might take some time, depending on your bank's policies and regulations for the incoming cash.

Eligibility Criteria

There are the following eligibility requirements to get this loan.

  • Your age should be 18 or above.
  • You should have a regular income
  • Your income should be paid directly to your bank.
  • You should have an account with a debit card.
  • You should be a citizen of the UK

Before deciding on the loan, you should first look at your financial circumstances whether you will make the repayments of the borrowed money.

If you find yourself unfit for the loan and you will find difficulty making the repayments, you should leave the idea of taking the loan, as it can further put you in financial difficulties. Few organizations can give you free ideas about your financial conditions like The Money Advice Service, Step Change, and the Payplan. Payday Loans UK is specialized in providing short term loans. We can provide you with loans ranging from £50 to £5000. We also have fast service.

We are a fully regulated and authorized organization. Once your loan is approved, it takes only a few minutes to send money to your account.

Benefits of the £300 Loan

  • You can immediately get the money for the emergency expenses like repairing the car or the home.
  • It may be the best choice to pay the rentals and or the utility bill.
  • You can use the £300 to buy anything you require

If you cannot utilize your savings or you don't have the savings to cover the emergency financial situation, you can take this loan. This loan will help get out of the difficulty. Payday Loans UK have handled thousands of cases like yours to help people financially. Regardless of your financial situation or credit score, we will give you the loan according to your affordability check.

Summing Up

Three hundred pounds loan is taken to cover emergencies like repairing the car, home, and paying the utility bills. Payday Loans UK is famous for giving short term loans. By meeting a few eligibility criteria, you can make enable yourself for the approval of the loan. Our repayment plan is flexible, and you can repay the money in 3 to 6 months.

If you're looking for a reliable and trustworthy way to get the money you need, we can help. You don't have to struggle through payday loans UK or other less-than-ideal options like pawning your possessions off anymore. Take advantage of a £300 loan today and see how easy it is!