How much cash do you want?

Quick loan, 100% safe, no obligation

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

£400 credit is a type of short term that is used to get out of financial difficulty. Suppose you suffer from any financial situation, such as the emergency home expense or the specific home purchase, and you cannot use your savings. In that case, you can find yourself eligible to take the loan.

I Need a Quick £400 Loan Amount. Can You Help?

Payday Loans UK is hopeful to help people suffering from financial difficulties. If you need a £400 loan, you need the quick delivery of the amount. With our simple online application form, you can quickly get the money. As a company with excellent services, we provide easy short-term loans to cover the emergency cost. With just a few simple steps, you can get the loan.

What is the Loan Repayment Terms?

Payday Loans UK can give the loan from £50 to £5000. We are always online to provide the required loan amount. For a small amount like £400, we can provide a repayment plan for the 3, 6, or 12 months.

Unlike payday loans, you can repay the loan amount for a longer period. If you want to borrow a large amount, we can offer the repayment term for up to 60 months, like for the loan of £1000 above.

How Can I Apply?

We know that it is difficult for you to search for a lender who offers a favourable situation with good financial services and provide a higher chance of approval. Payday Loans UK has a solution for it. We do a soft credit check software that can help to find a solution. You can fill our online application form and see your chances of approval to the registered office before submitting your online application.

Which Details are Required Fir the Online Application of the Loan?

The loan requirements are the following.

  • Your name
  • Your address
  • Your employment status
  • Your income details
  • Your bank account

For processing your application, we don't charge any fee. Once your application is submitted, we will direct you to a suitable lender. The lender will approve your application and grant the money to your bank account. There will be no impact on your credit file, no deduction of charges for all this process, and no 100 % obligation quote.

Will the Application Affect the Credit Rating?

If we analyse the details, you provided and pass the application to the lender, he will approve your application.

Our all lenders are FCA authorized and we've got an authorised credit broker and do a hard credit check on your details and application, it will cause an effect on your credit check, and it will be recorded on the credit file. By taking loan amounts from our lenders, you will have a real and fair experience. You will be satisfied with our transparent services.

Can I borrow a £400 Loan with Poor Credit?

You can take a short-term loan from Payday Loans UK, even with bad credit. Our lenders will look at your details and affordability check or other factors to decide whether they will grant you alone or not. Our lenders are interested in your recent financial status and the mistakes you have made in the past about the loan plans.

Qualification Requirements

You should meet the following requirements to make yourself eligible for the loan.

  • You should be a UK resident and must have a UK bank account.
  • Be above 18 years old
  • Should have a bank account
  • Should have a debit card
  • Should have the income that is directly paid into your account.

You should take care of your financial status. We recommend you not to take a loan if you are suffering from hard financial circumstances and unable to make the repayments correctly or do the late repayment. Payday Loans UK can provide you with free financial assistance if you can't decide what to do.

We don't require any security or collateral for this loan. You can easily take £400 loan from us in a short time.

There are chances that you will get the loan amount on the same day your application is accepted. We directly lend money of £400.

Choosing a £400 Loan at Payday Loans UK

Finding real lenders online who offer legitimate money is a tough task. You may take a couple of days to deal with a consumer credit agreement with any loan institution. But, that is not the case with Payday Loans UK. You can easily get a loan from us without extra thinking.

You can fill online application process with confidence. We don't want our users to wait for many days. We transfer money to our applicants very fast. You have to give us your financial status, living expenditure, and other important documents. We will approve your application if we find you eligible for the loan. For us, your affordability checks matter a lot.

If you can make the repayments at the scheduled date, you can get the loan easily. In addition, if you have the perfect credit score, it will increase your chances of getting the loan, as our lenders don't want to take risks with their money, and they don't prefer people with bad credit score checks.

Our company is genuine and FCA authorized, so you don't need to worry about the authority. Our work is to check your credit file hard and transfer money to your bank account.


You can quickly get a £400 loan from Payday Loans UK. If you can give us the detail like name, address, phone no and income certificate, we will easily give you the loan after checking your eligibility checks. We have unique loan plans for people with a bad credit history. So, if you have a poor credit history, you can explore our options of loan plans specifically designed for people with a credit history.

Our contact panel is always open. You can freely ask your question, and we will happily answer your questions.


Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at