How much cash do you want?

Quick loan, 100% safe, no obligation

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

If you require a quick injection of cash, you may be considering taking out a loan. Loans can be a great way to get the money you need to cover an emergency expense or to finance a big purchase of about £700. However, before you take out a loan, it's essential to understand the different types of loans available and what to look for when choosing a lender or loan broker.

Get Personal Loans

One option is a personal loan. Personal loans are unsecured loans that can be used for any purpose, and they typically have a fixed interest rate and fixed monthly payments. Another option is a secured loan backed by collateral such as your home or car. Secured loans typically have lower interest rates than unsecured ones, but they pose a greater risk to lenders if you default on the loan.

Get A £700 Loan From Payday Loans UK

It is easy to get a £700 Loan from Payday Loans UK. You just need to meet a few simple requirements. The first requirement is that you must be a resident of the United Kingdom. You must also be 18 years old and have a valid bank account.

The application process is simple and takes only a few minutes to complete. You will need to provide some basic information, including your name, address, and bank account information. Once your application is approved, the money will immediately be deposited into your bank account.

Payday Loans UK is an excellent solution for short-term financial needs. We are fast, easy to apply for and provide you with the money needed right away. Plus, there are no penalties for early repayment of the loan.

Why Choose Us For A £700 Loan?

We offer a straightforward application process, and you can get your money as soon as the next business day. We also have a variety of repayment options available, so you can choose the one that best suits your needs.

Plus, we have a team of friendly and knowledgeable customer service representatives who are always happy to help. So if you have any questions or concerns, don't hesitate to give us a call. You should choose us because of:

1.    Flexibility

At Payday Loan UK, we aim to sustain our flexible and desirable £700 loans for all applicants. We want to offer every candidate the possibility to pay their loan over a time that satisfies them and provides the amount of cash required for their financial status.

Whether they have a temporary cash-flow problem or an emergency, our short-term loans are intended to help. We offer loans from £50 to £5,000 for every new and old applicant directly to your bank account, with a kind of amount in between. You can make the repayment of that amount within 6 to 36 months.

2.    No Hidden Fees

We pride ourselves on total honesty and clarity, so we ensure no nasty shocks or covered costs with our short-term £700 loans. We do not impose any late payment or upfront fees, but late repayment can cause you serious money problems. You can also make the monthly payment to avoid further issues.

Instead, we will clearly describe the loan £700 with bad credit and payments method before we understand that there will be nothing additional to pay.

3.    Option for Bad Credit Check

Not all lenders grant loans to those with poor credit score, so if you haven't got priority by other providers, Payday Loan UK may be able to assist at this stage. Despite your credit record, we examine all requests and prioritize our bad credit £700 loans on affordability. Also, we do the soft search on your credit file according to the application requirement.

This guarantees that you will be capable of making repayments conveniently each month without being moved out of pocket. We will evaluate your monthly salary, your total spending, and any other business commitments you might have, rather than reviewing your entire credit history.

Our depositions take a particular approach to know each applicant's financial position and credit rating to advance our lending firmness and keep their best shares at heart. Also, be sure to read the loan agreement for your clarity.

4.    FCA Authorization

When scanning for loans, you must prefer a fully FCA-approved lender. This type of support guarantees that the lender can trust and be reputable, so if you cannot find a sign of FCA favoured on a lender's site and approach him to lend some money, this will lead to caution your severe cash and information.

Payday Loan UK is proud to be ultimately FCA authorized, permitting candidates to apply for our loans.

Our Requirements

At Payday Loans UK, we recognize that speed and performance are vital to receiving a payday loan. That's why our application method is intended for quick support so you can get on your system as quickly as possible! All contestants will require the following requirements before beginning an application:

  • The applicants must be UK Residents aged 18.
  • Regular Income Source
  • The candidate must have a UK bank account.
  • Self/Part-time Job.


1.    What are the repayment terms?

The repayment terms will vary depending on the direct lenders you choose. Typically, you will have between 3 and 36 months to repay the loan £700 with bad credit in full.

2.    Can I apply for a payday loan online?

Yes, you can apply for a loan£700 with bad credit online. You will typically need to provide basic personal and financial information, including your name, address, contact information, employment status, and monthly income.

3.    Is there any paperwork involved?

Typically, no paperwork is required to obtain a loan£700 with bad credit. However, you may be asked to provide some documentation if you decide to extend the length of your loan.

4.    Can I get cash advance loans on a credit card?

You can get a cash advance from a credit card if you meet this service's specific terms and conditions with your credit card company. You will typically need to provide some basic personal and financial information, including your name, address, contact information, employment status, monthly income, and social security number. Keep in mind that most credit cards charge high-interest rates for cash advances.


Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at