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Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Finding affordable loans is a challenging task, but Payday Loans UK can help you in this regard. We offer affordable short-term loans that can help you get out of your financial emergency. Our online application is best suited for you to get an affordable loan.

We offer a money borrowing range of £50 - £5000. You have to choose the amount of loan, repayment plan, and its term. We provide quick service to our customers, and you can easily get your required money in no time. Use our online application process for applying and getting rid of unsecured loans with easy monthly repayments.

What Are Affordable Loans?

An affordable loan is defined as the type of short-term loan that's the person borrows for meeting his current finances and can repay. Through our affordable lending procedure, we help people to get their selected affordable loan plan.

Other online institutions charge many high interests for their loan plans. When looking at other money lenders or any credit broker online application process, you might get worried about interest rates. But with Payday Loans UK, your worries will all go away.

  • Because our affordable and easy application process will keep you satisfied and you will be happy to choose our secured loan plan.
  • We work uniquely from others. We care about people's needs and demands and provide short-term loans to every person facing hard financial situations.
  • But we do have certain requirements like credit score or credit rating to make the process easy and secure to get a personal loan.
  • You can also request personal loans even with poor credit history, and we'll let you know after analyzing. You can also repay the loan amount weekly, and we do not have any hidden charges.
  • Our affordable online loans are specially designed to help every type of person and eliminate the risk of any unsecured loan.

How Can You Get an Affordable Loan?

You can easily get your loan amount if you know the loan amount you want to borrow or for how long you want to borrow the money. You can apply on our online application form. We will give all the information about the application process, along with an agreement. Our agents are very fast and quick, and you will immediately see the result of your online application process.

  • Our Customer Care manager will look at your details, as we believe in putting human elements in checking the details rather than the automated machines. It will allow you to find the perfect affordable loan plan that caters to your needs.
  • If the customer care manager wants to know more details from you, he will call you. It will take only 5 minutes. However, it is not necessary, and we can also take information like a credit file from the Credit Reference Agencies.
  • We approve your loan after checking your credit and affordability checks. Once we agree to your loan, we will send you the link by text and sign the agreement plan. After reading the agreement plan by us, you can sign the agreement plan.
  • When you complete all this procedure, we will send you the loan amount to your bank account within 15 minutes, and then you can enjoy your loan amount.

Requirements To Get The Affordable Loan

To get the required affordable loan, you have to meet the following eligibility criteria.

  • Your age should be 18 or above.
  • You should have a bank account and debit card.
  • You should have a regular source of income.
  • You should be full-time or part-time employed. Self-employed persons are more preferred.
  • You should be a resident of the UK.

If you meet all the requirements mentioned above, you can apply online for the loan. After applying, we will analyze your credit and your affordability checks. We will call you for further details and ask for your phone number, address, current income details, and email address, and then we will provide the information for further process.


How Long Will It Take to Get the Borrowed Money?

We wish to help our customers quickly. After analyzing your online application process, and your online details, we immediately transfer the required amount to your bank account.

It will take only 15 minutes to transfer the money to your bank account. But, if we want any further details, we will call you for more information, and it will take only 5 minutes. We recommend you have all the information gathered before filling the online application form.

What is the Cost of Repayment of Affordable Loans?

It all depends on the amount of money you want to borrow and how much time you will take to repay all the borrowed money. We calculate the daily interest rate, which reduces as you repay the installments as the total loan amount reduces.

We recommend you take only short-term loans. As the time for repayment increases, the interest rate also increases with it. You can easily return the money if you take a small amount of money. You can also ask your questions from our loan agent.

What is the Procedure of Repayment?

We provide flexible advance loans to our applicants. You can easily manage to repay the money according to your financial situation. Our repayment time is also adjustable. According to your salary date and financial circumstances, you can decide to repay the loan amount weekly, monthly, or all at once.

  • You have to ensure that you have enough money in your bank account for repayment.
  • We use the online method like Continuous Payment Authority (CPA) to cut the money from your bank account at the scheduled date.
  • We will mention all the repayment details on your affordable loan agreement and remind you about the repayment a few days before the repayment deduction.
  • You can cancel the CPA method and can also transfer the repayment amount through your bank account directly.

What To Do If You Find Difficulty In Repaying The Borrowed Money?

We advise you to contact the customer care manager if you find difficulty in the repayment. We will try to solve the repayment issue.

Bringing It All Together

With the help of Payday Loans UK, your money worries are over. Get affordable and secured loans today! Whether you need cash for a bill or cover living expenses, our loans can be obtained in as little as 30 minutes. Get in touch today to find out how affordable our finance options are for you!


Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at