How much cash do you want?

Quick loan, 100% safe, no obligation

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Amigo Loans are guarantor loans that assist applicants who may have money shortages. They grant loans up to £10,000 directly to your bank account with many numbers in between, with the most significant time interval of 60 months. At Payday Loan UK, we offer guarantor loans according to the need and the applicant; Like Amigo Loans, we base our lending arrangements on affordability. We offer loans from £50 to £5000 even with bad credit.

We are supply short-term loans to those with unstable cash flow problems or requiring cash for emergencies. If you are searching for the loans like Amigo in covering unexpected money issues, we might be the best solution for you.

At Payday Loans UK, we believe in giving as much knowledge about credit providers and alternatives as likely to assist you make an educated decision when it comes to getting a loan. This article will cover Amigo Loans and alternative loans like Amigo Loans. We hope you can distinguish between these two and choose the best option for yourself.

Who are Amigo Loans?

Amigo Loans UK is a guarantor moneylender that offers individual loans over a repayment term of up to 5 years. As they demand a guarantor, you must assure that you have a trusted companion or family member who will be capable of making the monthly repayments if you get late on your instalment loan.

They check their loan papers for affordability but also want a guarantor to support the application. You can implement Amigo Loans' assistance online, which addresses the application process fairly, mainly if this is your first time appealing for a loan.

According to Amigo Loans reports and their information, their service depends on trust and implementing a way to support those who may have been directed away and give a guarantor loan. Their mission account states that they consider giving people the opportunity to borrow, even if they do not have an excellent credit score, which is the same path we take at Payday Loan UK.

This is why they base their conclusions on affordability and will never grant cash loans to people who do not satisfy the affordability criteria. Payday Loan UK always holds our customers' best concerns at heart and allows a secret passageway to our affordability checks to guarantee nothing is avoided.

Why Choosing Payday Loans UK?

Have you ever ought to borrow cash from a friend because of an unpredicted expense? that might be it was for home accessories or others as straightforward as groceries, or it was for other more important like your car breaking down. You feel short of money and can't find a trustable loan lender in many personal circumstances.

Amigo loans serve as a credit broker and lender, whereas Payday Loans only serve as a lender and does not involve brokers in their process of lending the money.

If you're looking to take the loan fast, Payday Loans UK is the best solution for you! Let's look at what exactly we are and how we can support you in your difficult time.

With an excellent annual interest rate and a low strict loan agreement, Payday Loans UK is one of the foremost short-term money lenders or loan providers in Great Britain. We are enthusiastic about securing the borrow easy, safe, and comfortable for people who find themselves in desperate need of cash without relying on expensive loans from conventional sources. It is one of the best loans providers, and it does not require guarantor lenders. It can be banks or credit cards businesses that impose high-interest charges!

Below are the various reasons why we believe you should analyze Payday Loans UK as an alternative:

1.    Flexibility

At Payday Loan UK, we aim to sustain our loans as flexible as desirable for all applicants. We want to offer every candidate the possibility to pay their loan over a time that satisfies them and provides the amount of cash required for their financial status.

Whether they have a temporary cash-flow problem or an emergency, our short-term loans are intended to help. We offer loans from £50 to £5,000 for every new and old applicant, with a kind of amount in between. You can make the repayment of that amount within 6 to 36 months.

2.    No Hidden Fees

We pride ourselves on total honesty and clarity, so we ensure no nasty shocks or covered costs with our short-term loans. We do not impose any late payment or upfront fees, but late repayment can cause you many money problems. You can also make the monthly payment for avoiding further issues.

Instead, we will clearly describe the loan and payments method before we understand that there will be nothing additional to pay.

3.    Option for Bad Credit

Not all lenders grant loans to those with poor credit score, so if you haven't got priority by other providers, Payday Loan UK may be able to assist at this stage. Like Amigo Loans UK, we examine all requests, despite your credit record and prioritize our bad credit loans on affordability.

This guarantees that you will be capable of making repayments conveniently each month without being moved out of pocket. We will evaluate your monthly salary, your total spending, and any other business commitments you might have, rather than reviewing your entire credit history.

We take a particular approach in our depositions to know each applicant's financial position and credit rating to advance our lending firmness and keep their best shares at heart.

4.    FCA Authorization

When scanning for loans like Amigo, you must prefer a lender who is fully FCA approved. This type of support guarantees that the lender can trust and be reputable, so if you cannot find a sign of FCA favoured on a lender's site and approach him to lend some money, this will lead to caution your severe cash and information.

Payday Loan UK is proud to be ultimately FCA authorized, permitting candidates to apply for our loans.


If you're looking for a payday loan company that will help you get out of financial trouble, we’d like to make an offer. We care about what happens to people who need emergency cash and want to help them find the right solution as quickly as possible.

Our team has been helping people with short-term loans and know how difficult it can be when money is tight. That's why we have helped our customers to take control of their finances through our Payday Loans UK service. Complete our online application today for a quick decision for a short term loan.


Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at