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Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

During the coronavirus pandemic, aqua loans have removed their services from the market and allowed applicants to find the best Aqua Loans Alternative to overcome the financial difficulty. Aqua Loans isn't accepting loans for new and old customers because of its elimination, and customers are searching for a Aqua Loans alternative.

At Payday Loans UK, we offer short-term and long-term loans to all people from £50 to £5,000 with 6 to 36 months. We base our loans on affordability and serve on quick lending decisions, and we will provide you with loans with excellent financial services. And we don't have any interest in your poor credit history and your past financial situation.

At Payday Loan UK, we assume in presenting a lot of details about loan lenders and a short term loan like Aqua Loans alternative to support you in making an informed decission while applying for a loan. On this page, we will tell you about the Aqua loans, the sorts of loans that they delivered in their time, and the Aqua Loans alternatives available in the market. We hope that this will permit you to create an excellent decision about which option is perfect for you and your financial position.

Who Are Aqua Loans?

Aqua Loan UK was a personal loans lender and acted as a credit broker until they terminated their finance services from the market at the coronavirus pandemic. We offer short term loans like Aqua.  Aqua Loans also provides a credit limit and asks its applicants.

  1. They haven't accepted any further loan requests from all new or current customers and drove away many individuals to search for alternatives from the closing date.
  2. Thankfully, many lenders can still deliver good loans with swiftness and time that fit you and your financial needs.

One option you should consider while looking for an Aqua Loans Alternative is Payday Loan UK. We have overcome this pandemic and helped many clients due to our excellent services.

To help hard-working individuals complete their short term loans like Aqua, whether they require emergency loans circumstances to handle or a temporary cash-flow problem, we are at the top place. We proffer short-term and loan application processes, especially for those who are rejected by others due to a low credit score, taking a unique path to each application to check affordability.

Why Choosing Payday Loan as a Aqua Loans Alternative?

We act as a short-term and long-term loan provider that gives loans on the basis of affordability, which authorises us to cater to numerous financial environments and situations. We fetch a personalised strategy for every application that arrives at us through our website. This purpose is to completely assure that every customer can tackle the minimum repayment period on their loans. With various Aqua Loan UK options obtainable, it can be challenging to choose which lender to divert to.

  • However, at Payday Loan UK, we have accomplished the difficult work for you. All you require is to fill our online application structure to inform us about the amount of money you want to lend and the time you will take to make the refund.
  • Then, we will carry the time to make your application finalise and think about the decision. We do not use automated computer programs, and we check every application thoroughly so that we will provide your loan after the consideration of your application.

We support thousands of people with our relaxed lending method by providing them with the amount of money at their hour of need. With loans beginning from £50 to £5000 for all applicants, we are the best alternate of Aqua Loans if you search for an alternative.

You should think about lending from us due to the following reasons.

1.    Choices of Bad Credit

The main purpose of starting this company is that we assume that people are rejected from taking a loan from other loan providers because of bad credit history and mainly because of bad credit scores and credit limit usage. We serve people on the basis of their affordability, and we will never allow our customer to improve their credit records or credit report.

Other lenders serve based on good credit score and credit ratings, and they have low-interest rates. At Payday loan UK, with excellent representative APR rates and cheaper alternatives, you can ask us for an emergency loan.

2.    FCA Authorisation

Many people apply for loans in emergency situations due to money problems. After using, they find themselves in a trouble because of unauthorised lenders and unauthorised credit card providers.

We proud ourselves as an excellent lender and are authorised by the Financial Conduct Authority (FCA) and are entered in the financial services register. We provide the loan within minutes of applying for the application directly to your bank account. The main point is that applicants should be UK residents, and we do not offer loan provide loans on the basis of credit rating and poor credit history.

3.    Flexibility

As with different backgrounds, you must take the loan as flexible as possible. We give financial advice that you should take a loan that you can repay easily. Our loan starts from £50 to £5000 with a time interval of 6 to 36 months.

4.    No Hidden Fees

If you choose us as a Aqua Loans Alternative, we will surely guarantee you that there are no hidden fees behind every part. There are no additional fees behind the late repayment and high credit limits, and bad credit card score. We do not inspect any credit checks, and we serve loans according to their needs. Try to avoid late repayments and make the monthly payment on time to avoid problems.


If you need a short term loan like Aqua, Payday Loans UK may be the perfect solution. With £5000 available to borrow, you can get the cash you need quickly and easily. Our loans are designed to help people when they need them most, and we offer a variety of repayment options to fit your needs. Apply today and get the money you need now.


Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at