Interest Rates from 43.1%APR to 1333% APR. Minimum Repayment Period is 1 month. Maximum Loan Repayment Period is 36 months. Representative Example: £1,200 loan for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative Example APR: 49.7% (variable).

No obligation quote and APR will be based on your personal circumstances. *Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.

Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at

Do you need to Borrow Money? At Payday Loans UK, we are direct lenders that can support you in borrowing money, whether you have a fair or bad credit score. As long as you can demonstrate your affordability to produce repayments, we are pleased to welcome candidates having no consequence with their financial or credit history. When examining to borrow money online, there are plenty of choices from different kinds of lenders available.

Do you want to borrow money between £50 and £5,000 over 3 to 36 months? There's never been an incredible alternative for borrowers involved in a loan, but what if you've reached a poor credit rating?

Let us take a glance at the choices unrestricted to you if you require to lend funds in a hurry:

How Much Money Can I Borrow?

How broadly you can lend relies on many aspects, and it will be precise to you and the financial position you are in. Likely the most crucial query to ask yourself how much money you require.

The response to this question might indicate you in the direction of the sort of loan you need, whether it’s a short-term borrowing of a loan of a small aggregate or maybe you require money for a more significant investment like a car or property. The latter will need a longer record of borrowing.

Borrow Money UK from Payday Loans is an easy process, and you can loan an amount of £50 and £5,000 for the time between 3 to 36 months. We provide an excellent financial service and provide loans on affordability and soft credit check.

You can borrow money from Payday Loans with an easy application process, and your money will be transferred directly to your bank account.

Borrow Money Online With Poor Credit

We’re pleased to deliver our customers with adjustable repayment time from 3 to 36 months if you are a fresh or an existing applicant. This is so you can decide exactly how much you can afford to produce back each month, depending on your finances. We make the representations as transparent as possible so you can witness and notice all applicable costs, including welfare, within your consumer credit agreement.

When deciding to Borrow Money UK, you ought to be fully apprised of how much precisely the loan will cost you to repay. Only then can you make a believed decision on what’s most suitable for your events.

This is especially crucial if you’re looking for borrowing money online to obscure an emergency payment or a surprising bill. The last thing you like to do is flow into any loan agreement, so we always suggest that our customers take the period to fully assess whether additional borrowing is suitable for them.

How Can You Borrow Money Fast?

We will provide you with money quickly after completing the application process. We offer outstanding personal loans to people who need to borrow money and provide bad credit loans. There is no hidden fee or extra fee for the loan. We serve as a direct lender and does not serve as a credit broker.

We do not depend on the broker service as they leave their clients when they are out of money. We will provide you with the loan within 15 minutes after the approval of the application.

Eligibility Requirements

To be capable of applying to borrow money today, we’ll require you to meet our qualification criteria first:

  • Existing UK resident.
  • Around 23 years old, and underneath 65 years old.
  • Have a mobile phone.
  • Have a valid UK bank account with a legitimate debit card.

If you can complete the above and have the affordability to meet the repayments you like, you can fill in an application document with us today. With just periodic personal particulars about you and your finances, as well as your earnings and outgoings, we can provide an understanding in principle fast.

We will conduct a soft credit assessment to see your economic history, but don’t agonize if you have a low credit score. We comprehend that not everyone will have perfect credit, so as long as we can notice that you can afford the loan you enjoy borrowing, we can look to support your application.


These days, it’s very straightforward to discover a lender offering to permit you to lend money online. Due to the overload of choices available, it can also be time-taking for one that can deliver precisely what you’re searching for. At Payday Loans UK, we feel that you should be able to borrow money online effortlessly.

Borrow money quick and simple, we also follow reliable lending guidelines, and we are authorized and regulated by Financial Conduct Authority (FCA) and are entered on the financial services register, where we ensure occurs with every application. Feting clients somewhat is what it’s all about, confirming whether you have good or bad credit that your request will be treated equally and legally assessed.

Guarantor Need

In general, there is no requirement for a guarantor to Borrow Money UK. We have a panel of members who might be capable of delivering you a loan with bad credit without the requirement of a guarantor. We will do a soft credit check and affordability check without a guarantor, and we will provide you with the loan.


We are here to help you borrow money you need to have a fresh start. We work with people in desperate financial situations, and our team of professionals will assist them no matter what their problem is. Our loans offer an excellent opportunity for those who want some extra cash without having to worry about making payments on time or face hefty interest rates.

We hope that we have provided you with a few options and insights to help you find the right loan for your needs. If you're still struggling to decide which option is best, contact us, and we will be happy to work out the details so that you can get started on your repayment plan as soon as possible.


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