How much cash do you want?

Quick loan, 100% safe, no obligation

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Cash loans in the UK are a type of loan agreement between a provider and a borrower for advance money. At Payday Loans UK, we can deliver quick cash loans that can easily be transferred to your account on the same day of approval of your application and serve as a direct lender.

In most online instant cash loans, the provider will demand high-interest rates on the primary loan value, which the borrower will repay on a decided date. Generally, cash loans are unsecured, which means that the money provider has no guarantee that the borrower will pay back the loan and offers a higher stake.

Cash loans can be more costly than other states of borrowing, but they are excellent for people who don't like to take out an overdraft with a constant fee. When you need money fast, these instant cash loans can be the best solution.

Are Cash Loans Right Product For You?

The main benefit of a cash loan is that you will require cash instantly if you are stuck in a financial emergency or have got sudden bills or a car breakdown. Here Payday Loans UK can assist you in getting back your life to track by lending you instant money.

We value talking with customers preparing for their summer vacations by pursuing cash loans from us, extending repayments for several months. This is where selecting instant cash loans today can furnish a hassle-free path of bringing your summer vacation secured just in a few minutes. There are many explanations our customers prefer us to get instant cash loans now.

However, it's worth recalling that you should only borrow the payment you require to ensure that you do not drop into additional financial difficulties and extend a short-term issue into a longer one.

The additional you borrow will take a lot of time to pay back. You should always fully understand the words that you enjoy applying for when you need cash fast, carrying the time to thoroughly review what you can tackle with the cash loans you like. As responsible lenders, we are committed to providing that you and all our clients are involved in the best events possible in fast cash loans online.

How Can I Apply For A Cash Loan?

All you have to do to apply for loans and complete our online application form. The form is then accepted by us in real-time so that we can consider your application for credit fast. We’ll then run recognition and affordability assessments in the background so that we can determine whether the loan is appropriate for your circumstances.

It also allows us to start building unique, trusting connections, as we always want our clients to feel comfortable transmitting with us.

Once the loan amount has been delivered into your bank account, an automated payment system will be approved from your bank account on planned repayment dates. We do this by utilizing a Continuous Payment Authority (CPA).

Quite these can be monthly repayments, but we supply our customers with the flexibility to select weekly payments as well. Don’t worry if this process sounds a little complex, as the procedure is simple to steer. Additionally, you will have a reliable Customer Care Manager here at Payday loans UK keep you advised every step of the way.

We have created this process as simple as feasible as we carry care of all the hard work in the environment. We aim to deliver instant cash loans to new clients within 25 minutes and just 10 minutes for existing ones.

Why Get An Instant Cash Loan with Payday Loans UK?

Payday Loans, with its excellent financial services and credits based on affordability, provide loans to all people within minutes after the approval of the application. We serve people according to their affordability and check every application thoroughly rather than using an automated computer program. Here are the few reasons that the people choose us as an alternative.

1.    No Hidden Fees

In the short term and long term cash loans, applicants remain confused that they may be burdened with some extra charges on the application process or have a bad credit score or on the loan repayments time. At Payday Loans UK, keep one thing in consideration that you will not suffer any type of surprises or additional fees while applying for our loans. We will not charge any kind of fee to our applicants, whether they are late repayment fees, bad credit score fees or others.

2.    Bad Credit

Lenders consider it wrong to lend money to those with poor credit history, so if you are from one of them rejected by other lenders, we are the best choice for you. We provide loans on affordability and will never base our loans on credit score or credit history. We will do a soft credit check so that we find you capable of making the monthly repayments and will not make the repayments late. Late repayment can cause you serious money issues, so try to avoid the late repayments.

3.     Authorization

Many applicants got stuck in their situation, and after applying for the loan, they found themselves in the problem because of the unsecured lender. For searching for a loan, try to choose the FCA authorized lender so that you don't have to face difficulties in lending and also on your personal information.

We, as Payday Loan UK, are fully FCA authorized and are entered on the financial services register. So, if you found us as a perfect direct lender to solve your money problems, we are ready to assist you on the basis of affordability.

Summing Up

If you are in need of a short-term loan, Payday Loans UK may be the perfect solution. With £5000 available to borrow, you can get the cash you need quickly and easily. Our loans are designed to help people when they need them most, and we offer a variety of repayment options to fit your needs. Apply today and get the money you need now.


Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at