Representative APR 49.9%.

Representative Example: Borrow £1200 for 18 months. Total amount payable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - no obligation quote and APR will be based on your personal circumstances. Loans from £50 to £500 over a 3-to-36-month term. Subject to lender's requirements and approval. *Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Have you ever been issued a County Court Judgement (CCJ)? If so, then your credit profile may have suffered as a result.

Payday Loans UK offers CCJ loans for people to assist them financially. Our online application process is so quick and simple and you can apply online with comfort. Our CCJ loan borrowing limit for the new applicants is between £50 - £5000.

Payday Loans UK is famous for the use of human members for the online approval and selection of loans instead of automated machines. Even if you have bad credit or a CCJ, keep relaxed while selecting our loan plan. We will select your loan application.

Perks Of Our CCJ Loan

CCJ loans at Payday Loans UK have the following properties.

  • We don't require any guarantor for the CCJ loan.
  • New customers can borrow cash from £50 - £5000.
  • We don't charge any hidden or late fees.
  • We can consider a bad credit application.
  • Our application process is quick and easy
  • Our regular customers can borrow the amount more than normal limits.
  • We have a flexible monthly repayment plan for 3 to 36 months, and you can repay your borrowed money in your desired period.
  • Decisions for application selection are made by humans, not machines.
  • The loan amount and repayment plans depend on the affordability checks and the customer's credit report.

What is the CCJ Loan?

CCJ loans are offered to those who face country court judgment issues. Country Court Judgement issues occur when someone takes court action against the individual who has not paid money that is owed.

It will remain on the individual credit file for six years, and obviously, it will also be shown on the credit check. That's why it is difficult for the persons to take the CCJ loans, as everyone refuses to give loans to people with CCJ. But finding a reliable institution like the Payday Loans UK that offers flexible CCJ loans is luck. We offer CCJ loans depending on the affordability checks.

Payday Loans UK offers short-term CCJ loans after checking the financial commitments, current income, and the necessary monthly spending. If you can provide all these essential details, we can help you with the CCJ loans.

Eligibility for CCJ Loan

We can provide you with a CCJ loan if you meet the following eligibility criteria.

  • Your age should be between 23 and 65.
  • You should be a resident of the UK.
  • You should have a UK bank account with the debit card
  • You should be employed and have a salary of €1300 per month.

If you meet all the requirements mentioned above, we can consider you eligible for the CCJ loan. Start applying online for the CCJ loan. We may need some extra documents and will let you know. It would be best if you met the affordability checks so that you can repay the required repayment amount.

Make sure not to make any spelling mistakes in your online application form to increase the chances of selecting an online application for the CCJ form. After checking all your details, your application is also sent to the Credit Reference Agencies.

We try our best to provide every applicant with a loan. Still, if we find that you cannot meet the requirements and will not be able to repay the borrowed money, we may avoid giving you the CCJ loan to prevent further financial difficulties.

If you miss the repayment, it will be recorded on your credit file and can cause the lenders to lend you money in the future.

Why Should You Choose Us?

At Payday Loans UK, you will be satisfied that your details are in safe hands. Our application process is so simple and easy that you will love applying for the CCJ loan through our website.

However, if we find you cannot meet the repayment deadlines, we will not grant you a money loan for your benefit. Here are a few reasons why you should choose Payday Loans UK for the CCJ loan.

1. No Hidden Fee

We are transparent and honest with our customers. We tell our customers the detail about charges during the agreement. Payday Loans UK doesn't charge any hidden or late fees. All the charge details are explained to the users.

2. FCA Authorized

Payday Loans UK is authorized with the FCA. It ensures that we are honest and real money lender institution holders. Payday Loans UK is a trustable institution providing secured loans with monthly repayments.

3. We Also Lend Money to the People With Bad Credit

If you have bad credit, don't worry. We also offer loan plans for people with bad credit. We check the essential details about you, like the real source of income, living expenses, and some more information. But we can't give a guarantee, and it'll depend on credit score and other factors.

4. Flexibility

We also provide flexible repayment plans. If you are unable to repay the amount monthly, you can also repay the amount monthly. It is all up to you to pay the repayment according to your financial situation. If you want to cover your financial emergency, you can select our plan.

What is the Procedure for the Repayment of the CCJ?

Our repayment plan is much flexible. During the full online application form, you select the amount of money and the time duration you repay the borrowed money.

We automatically deduct the repayment amount from your bank account at the scheduled date. We should make sure that you have enough amount in your bank amount during the repayment date. If you have any questions regarding the online application and the loan procedure, you can contact us. We are 24/7 available for your help.

Summing Up

If you are looking for a loan with shorter terms, CCJ loans may be the solution. We offer quick and simple cash advance lending services to people in need of funds quickly. With our online application process, we can provide you with your answer before even reaching out to us! Contact us today if you're interested in getting started.

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