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Quick loan, 100% safe, no obligation

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Drafty is well known because it is one of the modern lenders who loan from £50 to £3000. They are well known under the name of Gain Credit LLC, but because of one component, people are in search of an alternate of Drafty loans. The leading cause is that this loan is offered by a credit line, which allows the customers to remain within the credit limit and borrow money by staying in your credit line.

They do not offer loans, but they offer a line of credit, and you should have a line of credit available to you. You do not have to reapply if you have a credit line.

Drafty Alternatives By Payday Loan UK

At Payday Loans UK, we provide excellent financial services that are Drafty Alternatives, and we support every client in their financial difficulty. We perform our lending decision on affordability and offer long-term and short-term loans to people for their money problems. We serve as a direct lender and do not provide the services of a credit broker as we don't rely on the brokers.

Sometimes it is challenging to choose which lender should provide you with the money to cover your emergency. At that time, you find a lender, who does not see you eligible for the loan, and at the same time, we support people who want short term loans like drafty.

To make an informed choice about the lending decision, we will give a thorough explanation of Drafty loans and their best substitute so that you may overcome your financial situation by lending a loan.

Who Are Drafty Loans?

According to Drafty loans and the data they provide, this provider takes a contemporary, light method to their loans. They consider promoting a healthy connection with lending and taking respect to avoid borrowing additionally than you can afford, which is the strategy we take at Payday Loans.

This is why we establish our lending conclusions on affordability and will never offer cash loans to consumers who do not fulfil our affordability criteria. We always keep our customers' finest interests at heart and deliver a personal direction to our affordability reviews to ensure nothing is skipped.

Borrowing From Drafty

Drafty loans start from £50 and increase up to a max of £3,000, so they can propose more extended periods of financial hardship or large payments. This is presented as a credit line, which permits applicants to consume up to their credit limitation rather than keeping the funds assigned into their bank accounts.

The times for Drafty loans UK are relaxed, but the most significant amount of time you can arrange for repayments is 12 months. They report that as long as you satisfy the minimum monthly repayments, you can lend for as long or as short part of the time as you like. You also pay interest on the quantity of amount you lend from the Drafty credit line, so if you do not draw, you will not pay interest.

Why Choosing Payday Loan as a Drafty Alternative?

If you search for Drafty alternatives, we may be the ideal solution. Reading the reviews of the Drafty and creating your own experience between both of them may be the best option to choose an alternative.

Here we will give you the reasons that people keep in consideration for choosing us for short term loans like Drafty.

1.    Flexible Loans

At Payday Loans UK, we offer flexible short term loans like Drafty to our customers to ensure their privacy concerns and provide loans in their financial difficulty from £50 to £5000 with a time interval of 3 to 36 months. There is no minimum repayment period or maximum repayment period for the loan.

We provide essential information that you should try to take that loan amount to make the repayment easily. We require comfort for our applicant, and we never want our applicant to take that amount of loan that will cause trouble for him from time.

2.    Bad Credit Issues

Not all loan providers deliver loans to those with bad credit or bad credit history, so if other lenders have diverted out someone, we may be able to support him. We assess all applications, not considering your credit score, and establish lousy credit loans on affordability and creditworthiness.

This confirms that you have the standards to make the monthly repayments comfortably without being moved out of pocket. Instead of considering your entire credit record, we will assume your earnings, your basic pays, and any other financial responsibilities you might have.

We can fully comprehend each applicant's economic situation to create our lending conclusion with a personal path to doing our reviews.

3.    Authorized Lender

While searching for the loan, this must be kept under consideration that a lender must be authorized and trustworthy. He knows the applicant's circumstances and does not make him stuck in further difficulties.

We are fully authorized and regulated by the Financial Conduct Authority (FCA) and entered as direct lenders on the financial services register.

4.    Hidden Fees

There are no surprise costs or upfront fees in our application process, or late repayment fees. There is no hidden fee in the minimum payment made by the applicant, so you will not be surprised by any nasty surprises while using our service.

Try to avoid late repayment because it can cause you serious money problems.


Are you in need of a quick infusion of cash? If so, you may be considering a payday loan. Payday loans can provide you with the money you need to cover unexpected expenses or bridge the gap until your next payday. However, before you take out a payday loan, it's important to understand how they work and what to watch out for.

These loans are short-term loans that can be used for any purpose, and they typically have a much lower interest rate than credit cards. So if you need to borrow money for an unexpected expense, a payday loan may be a better choice than using your credit card. You can also check our website to get personal loans.


Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at