Interest Rates from 43.1%APR to 1333% APR. Minimum Repayment Period is 1 month. Maximum Loan Repayment Period is 36 months. Representative Example: £1,200 loan for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative Example APR: 49.7% (variable).

No obligation quote and APR will be based on your personal circumstances. *Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.

Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at

We all know that emergencies can happen when we least expect them. Whether it's a car repair, a medical bill, or something else unexpected, sometimes we need help to get us through. That's where emergency loans come in. Emergency Loans and Emergency Loans For Bad Credit are short-term loans designed to help you out in a bind.

They're not meant to be used as a long-term solution to financial problems, but they can be a lifesaver when you need them. If you're looking for an emergency loan for bad credit, Payday Loans UK can help. We offer fast, easy loans with options for people with bad credit. Plus, we're here 24/7, so you can apply anytime, anywhere. Apply now and get the cash you need today!

What Are Emergency Loans?

Emergency loans over the internet are an excellent way to get money. You can use them for emergencies and unexpected things. They might be small, but they can help you through difficult times.

Instant loans are a quick and easy way to get what you need. Unlike traditional lending, we give our customers all of the information they need before making any decisions about how much money will be lent or when payments should start, so there's no waiting around!

  • Once you click apply now, the application has been submitted on your behalf by a straightforward form.
  • Please fill it out as the process takes less than five minutes from start to finish.

We believe in the power of small loans to help people get out of debt and start again. That’s why we work differently than other companies by focusing on what you can afford, not just your credit history, when determining how much money is available for a loan. Though credit score is an essential factor, you can still get bad credit emergency loans for bad credit if you're able to pay them back.

We understand that other lenders may have turned you down due to your poor credit history. But don't worry! At Payday LoansUK, we'll take the time needed in order see what's best for YOU and YOUR FINANCES. The decision to lend for emergency loans and emergency loans for bad credit online is not just based on an algorithm.

Why Choose Payday Loans UK For Emergency Loans?

There are many reasons why people might choose to take out a payday loan UK for an emergency loan online. Perhaps you have bad credit and need a fast, hassle-free way to get the money you need. Maybe you've been hit with unexpected bills or expenses and don't know where to turn. In either case, payday loans UK can be an excellent option for getting the money you need quickly and without any hidden fees or surprises.

1.    Authorisation By FCA

One of the main advantages of payday loans UK is that we are authorised and regulated by the Financial Conduct Authority (FCA) and entered in the Financial Services Register. This means that you can be sure that you're dealing with a reputable company that follows all applicable regulations.

2.    Easy Repayment Plan

Another great thing about Payday Loans UK is its flexibility. In most cases, you can borrow any amount between £50 and £5000, which can be very helpful in a pinch. You also have the option of repaying your loan for between 6 and 36 months, meaning that you can choose a repayment plan that best suits your needs. If you find yourself in a tight spot and unable to make a scheduled payment, our team will be happy to work with you to create a new plan that works within your budget.

3.    No Hidden Fees

Before taking out a loan from a lender in the UK, it's essential to check whether any upfront fees apply. Because there are no hidden fees with Payday Loans UK lenders, you can be sure that you're only paying for the services you need. Hence, preventing cause you from serious money problems due to an emergency cash loan.

4.    Low Credit Scores Accepted

Payday loans in the UK can be the perfect option when you require emergency funds but have a less than ideal credit history. Unlike traditional lenders, who may refuse to offer you a loan due to your poor credit rating, we are more likely to extend you a loan, even if your credit score is low. This makes it easier for you to access the money you need in times of crisis. It depends on certain factors, and you can contact us for assistance.

Eligibility Criteria For Emergency Loans

Some essential factors that you need to consider before applying for a loan include:

  • You must be a resident of the UK
  • Your age should be 18+
  • You should have a valid bank account and debit card (We run a check)
  • You must have a mobile phone number as we need it for verification purposes
  • You must be employed and have a monthly income of more than £1,300

If you're eligible and have confidence in your decision to take out emergency cash loans with us, it's quick and easy to apply online. The application form for short term financial needs takes just a few minutes on our phone or computer. So don't worry if bad credit isn’t an issue. If approved, we'll transfer the funds right away without any delay.

Cost Of Emergency Loans

The cost of your emergency cash loan repayments will depend on what type you choose, but it's essential to remember that interest is included in the monthly figures. You can determine how much this adds up by looking at an APR or percentage rate. The lower rates mean lower repayment prices.

Summing Up

When you're in a financial emergency, it's good to know that there are options. Emergency Loans and Emergency loans For Bad Credit by Payday Loans UK is one of the options for people who need short-term loans with no credit checks and instant approval. With us, the process is quick and straightforward. So, if you find yourself needing some extra cash during an unexpected time frame, don't hesitate to explore your options by contacting us today!


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