How much cash do you want?

Quick loan, 100% safe, no obligation

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Looking for low credit score loans? We are Payday Loan UK can help you with a personal loan. Find loans online with a poor or insufficient credit rating. Payday Loan UK operate differently than many of the rest,  we deliver loans to individuals with a bad credit score and supply an instant decision with a fast payout.

Borrow anything between £50 and £5000, you’ll see the most suitable bad credit loans via us. We have the poor credit applicants in mind. The time span for our loan term is 3 to 36 months.

What Are Low Credit Score Loans?

These loans can deliver financial comfort to clients who have been diverted away by other direct lenders. Developed specifically to support you if your credit score is presently lower than “Excellent” or “Good”, you’ll discover many options unrestricted when examining online for this sort of short-term cash loan. However, when you begin to look at the representations being presented and the interest rates applied, even for a small quantity, it can work out to be smaller than ideal for your financial situation.

We comprehend that not everyone will have that excellent credit rating. Whether it’s because of economic difficulties in history or a shortage of credit history because you’ve never lent before, we feel it isn’t very ethical to penalise you in present affairs. If you have now discovered the affordability and your financial problems are in the past, an instant decisions for low credit score loans clients.

Apply for Low Credit Score Loans

While your credit score may be presently low, we can even offer financial support via low credit score personal loans. We take a personal path to make borrowing decisions unlike numerous other lenders out there, with multiple opting to use automatic methods that purify applicants who don’t meet specific criteria.

This can suggest you could be denied unnecessarily by a lender due to this process before you have an opportunity to prove your present situation. That’s why we set all our applicants with a Customer Care Manager whose position guarantees we thoroughly assess your current affairs. If we can notice that you have the payment and the affordability to complete the repayments you have ordered, we’ll be able to deliver an instant loan for a bad credit rank.

All you have to accomplish is complete our fast application form online; after connecting with apply now, where you’ll be offered a pre-approved conclusion. This involves a soft credit check of your credit file for us to resolve your current condition and whether the loan payment and terms you have ordered is acceptable. If you are pre-approved, your Customer Care Executive will then contact you to confirm some details and fully evaluate your finances. As we take a moment to consider your position, we are best positioned to make an announced lending decision. If, after an arduous search of your credit file and check, we can support your loan, you can obtain the funds straight into your bank account in 15 minutes.


We expect to be capable to deliver our very low credit score loans to a wide scope of individuals if you can complete the following minimum conditions:

  • Aged 18 years or elder
  • Present UK Resident
  • Full-Time, Part-Time, or Self-job
  • Obtain a steady income
  • Have a Bank Account and Debit Card.

While gathering the above does not ensure you will be kept for an instant loan for a bad credit rank, it does suggest we can help a wider range of people. If you want to discover if you can be supported for low credit score loans, then apply, and we can examine to approve you in minutes.

Why Payday Loans UK?

With low credit score loans, it can be not easy to get loans. However, there are some options for people with bad credit, including payday loans in the UK. Payday Loans UK is the most trusted online lender and offers fast cash advances with competitive rates of interest on all loan types.

We provide secured low credit score personal loans and doesn't base our loans on the bad credit of the applicants. We also provide personal loans to applicants who face bad credit and are rejected by others due to poor credit history.

Here are a few points to consider us as your lender for bad credit loans.

Authorised Lenders

We are fully authorised by Financial Conduct Authority(FCA) and are entered on the financial services register as secured loans lender. We do a soft credit check and affordability check and will never concern with the credit history and credit report. We provide the loan with bad credit to the people so that they may not feel alone in their difficult times.

Hidden Fees

For having the loans for bad credit, some lenders take additional fees, but we don't do this to our applicants. Using our services to borrow money with poor credit checks will not face any additional fees regarding the poor credit loan. We do not provide unsecured personal loans and base our loans on affordability.

Repayment Terms

We provide low credit score personal loans with easy and flexible repayment terms. With our easy monthly repayments, our applicants are able to lend loan from us. We are direct lenders and does not serve as a credit broker. We do not offer guarantor loans because of poor credit rating. Avoid making the late repayments because it can cause you serious money problems.

Summing Up

If you have a low credit score and are looking for affordable low credit score loans to get your back on track financially, contact us. We specialise in cash loans at rates that won't break the bank or ruin your budget. Whether it's to pay off bills, cover emergency expenses, consolidate debt, buy a car or take care of other financial needs, we can help.

Apply today and see how our team is here to provide you with options so you can live life without all the worrying about money. Contact us now if this sounds like something you would be interested in hearing more about!


Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at