How much cash do you want?

Quick loan, 100% safe, no obligation

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Do you need a personal loan? Whether you're looking to consolidate debt, renovate your home or make a major purchase, a personal loan can be a great way to finance big expenses. Payday Loans UK offers loans from £500 to £5,000 with 1 to 36 months repayment terms. We work with a panel of leading UK lenders to find the best loan for your needs and circumstances.

With a personal loan, you can borrow a lump sum of money and spread the cost of monthly repayments over a period that suits you. They can be used for various purposes, from consolidating debt to funding home improvements.

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Fast Approval And Easy Process To Get Started

Getting a personal or payday loan in the UK is now easier than ever. Our 3-step online application process makes it simple to get started.

Quick Online Application: First, apply online using our 100% secure form. This only takes a few minutes and won't affect your credit report.

Instant Decision: Once approved, you can review the lender's offer and decide if it's right for you. There's no obligation to accept.

Get Your Cash: Once you've accepted the offer, the cash will be deposited into your bank account within 5 minutes. It's that easy.

Our loan interest rates are competitive, from 43.1% APR to 1333% APR. An example is if you borrowed £1,200 for up to 75 days, you would pay back £1506, including £306 in interest charges. Based on your circumstances, the APr would be 49.7% (variable).

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What Are The Loan Repayment Terms?

You can opt to repay your loan early, save money in interest rates, or make extra repayments on top of your regular monthly repayment. There are no fees for repaying your loan early. The minimum repayment term is 1 month, and the maximum is 36 months. You can make repayments weekly, fortnightly, or monthly – whichever suits you best.

If you think you might miss a repayment, please contact us as soon as possible. We may be able to extend your loan term or offer a payment plan. If you do not contact us and miss a repayment, this will negatively impact your credit history and lead to penalty fees.

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FAQs

1. Is Your Loan Secured Loan?

No, our unsecured loans are not secured against any asset. We don't require a guarantor either. The interest rate you pay depends on the amount you borrow, the time you need for unsecured loan repayments, and your personal circumstances. You can also use a loan calculator for comparing personal loans.

2. Do You Consider Credit Score?

Our loan providers will consider your credit rating when deciding, but it's not the only factor they'll consider. They'll also look at your employment status, income and outgoings to fully understand your financial situation. The better your financial situation, the more likely you will be offered competitive personal loan rates.

3. Do You Offer Debt Consolidation Loan?

We don't offer debt consolidation loans, but our loans could be used for this purpose. If you want to consolidate your debts, you might consider a personal loan with a longer repayment term. This could help reduce your monthly payments and the overall debt interest you pay. Remember, however, that extending the repayment term of your loan will mean you pay more interest and annual percentage rate in the long run.

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Paydayloan.uk is not a lender and does not make credit decisions. Paydayloan.uk matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to MoneyHelper.org.uk You can also get free debt advice by phone or chat at FinancialAdvice.co.uk