How much cash do you want?

Quick loan, 100% safe, no obligation

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

We know that discovering small loans and small loans for bad credit online can be overwhelming.There are numerous small loan providers who can support you, so how do you decide if Payday Loan UK is suitable for you? Our small loans can deliver you a fast cash delivery even when your credit score is shorter than perfect, appreciations to our lending process that makes us distinguishable from other small loan businesses.

We have been working for a long time and are helping people with financial difficulties and who need a loan quickly in a small amount. We assist our customers at our heart and will never leave them to face their problems independently. We provide loans from £50-£5000 with a repayment time of 3 to 36 months.

What Are Small Loans?

Small loans online are prepared to give you a fast way to support a small expenditure, perfect for when something surprising comes up like a restoration bill or when an emergency budget is required to get you through an expensive problem. At Payday Loan UK, we deliver flexibility when it reaches small instant loans to assist our customers in obtaining what they require with a preference on how they like to repay.

Whether you want to clear the credit file in one payment, make a repayment weekly or monthly, we have representations that will match your necessities. Much like our short-term loans, we feed a quick conclusion on whether our loan could be made for you, so you’re not left postponing on whether we can administer.

Once you’ve connected with apply now and suggested how much you like to borrow, we can instantly supply a decision in regulation.

We work comparably different from other small loan firms by aiding many more individuals as we concentrate on what you can afford to spend rather than only your credit history.

Having a credit check is an essential component of the small loans strategy. However, it’s not the only element in us assisting our customers. If we can see evidence of your capability to pay, if you are looking for Small Loans For Bad Credit and have been rejected by other lenders, we may still be capable of helping you.

This is an appreciation to our practice at Payday Loans UK by giving every client a Customer Care Manager to supervise your application. This method ensures we base our decisions on the affordability and complete picture of your finances, rather than an automated-generated lending conclusion, and still deliver a small loan fast.

How to Apply for Small Loan?

An application for a small loan or small loans bad for credit can be made online online.The process is easy and straightforward.  Once you have applied from our website and supplied us with the loan payment you want and spans, we’ll provide a quick judgment in regulation so that you understand the loan could be something we can aid with. Then your unique Customer Care Manager will reach you, relying on the data they need.

  • Usually, this should carry no longer than 5 minutes to finish and is a quick discussion about your finances.
  • Often, they already have sufficient information from our Credit Reference Agencies (CRAs) and will not require to contact you.

Once we have reviewed your finances and conducted a credit check, we’ll mail you a small loan consumer credit agreement to sign if all elements are approved. Once you have inscribed this via your mobile or any device and we have accepted it back, we will then send the consented funds to your bank account in just 15 minutes.

Eligibility for Small Loans

Small loans and Small Loan For Bad Credit from Payday Loans UK are a great way to get the extra cash you need fast. They offer an easy application process and flexible repayment plans with no hidden fees or penalties. To be suitable to involve, you will need to assemble the following criteria first:

  • Aged 18 years or above
  • Existing UK Residents
  • Be in Full-time, Part-time or Self-Work
  • Obtain a Regular Payment
  • Have a reasonable Bank Account and Debit Card

If you satisfy this eligibility, we are better than happy to notice what we can do to deliver a small loan. As a portion of your application, you will demand to provide further information, including proof of ID, evidence of address, and your previous 3 months bank statements. This is to verify your identity and thoroughly evaluate your capacity to produce small cash loans.

Why Choosing Us For Small Personal Loan

At Payday Loans UK, we provide excellent financial service to people who want a small personal loan. We serve people based on affordability, and we never base our loans on credit checks and a bad credit score. Following are the points you should consider to apply for a loan from us.

  1. We are fully authorized by the Financial Conduct Authority(FCA) and are entered on the financial services register as the best loan lender. We do not offer unsecured loans and give small personal loans to clients to overcome their financial situation.
  2. We offer flexible monthly loan repayments of personal loans. You should try to make the monthly repayments on time as they can cause you serious money problems.
  3. We do not mention a good credit score or credit record, but we also help our applicants with loans driven away by other lenders due to bad credit history. We do not serve as a credit broker and provide small payday loans for personal circumstances.

Summing Up

You are in need of some quick cash, small loans and small loans for bad credit maybe suitable for you. You could go through the hassle of borrowing from friends or family, but this can lead to awkward situations later on down the line. A better alternative would be to apply for a small loan with Payday Loans UK. The application process is simple and straightforward, and we will provide you with up-to-date information about their rates so that you know what you're getting into before signing anything! Apply now without hesitation!


Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at