How much cash do you want?

Quick loan, 100% safe, no obligation

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Wonga is the term used for money. This term is usually used for people living in the UK. When it becomes difficult for people to manage their financial situations, a Wonga Loans alternative becomes beneficial for them. Many online financial institutions offer Wonga Loans alternatives for financially poor people. It is a type of loan that is paid back in monthly instalments.

Payday Loans UK can assist you with Wonga Loans alternative that start from £50. You can take loans from us, according to your requirements.

How to Apply For a Wonga Loans Alternative?

There are some eligibility criteria to get an online Wonga Loan alternative. You should meet the following requirements to get the Wonga Loans alternative.

  • You should be a resident of the UK.
  • You must have a personal mobile phone.
  • Your age should be above 18 years.
  • You should have a bank account and a debit card.

If you meet the requirements mentioned above, we can help you in getting a loan. You can fill the online application for a payday loan. If you fill the online form, we will check your details and will facilitate you in getting a Wonga Loans alternative from the authorised credit broker or other payday lenders.

Benefits of Applying for the Wonga Loans alternative

1- Everything is Online

One of the benefits of a Wonga Loans alternative is that everything is online. We are available 24/7 and will assist you in every task. You have to provide the basic details required for the loan. After checking the correct information, we will match the suitable moneylender with you.

These details are following.

  • Personal address
  • Details (where you want your money)
  • Business status or employment details

When you give precise and accurate details honestly, we will use this information to assess your affordability and set the moneylender who will lend money to you.

2- Flexible and Affordable

The best thing about the Wonga Loans alternative form is that it is affordable and flexible. You select the amount of money and date for payments. You can repay the loan amount in days or months. Take advantage of Wonga Loans alternative by applying at Payday Loans UK. We offer flexible loan repayments and a quick loan application process.

3- Quick Access to Safe Borrowing

When you visit the bank or the office, you might have to answer any questions and wait many days for the approval of the loan. It will become too exhausting. But applying for an online loan, you don't need to worry about additional questions.

Wonga Loans alternative at Payday Loans UK give you quick access to safe borrowing. By applying online, you will not need to provide a reason for getting loans. You have to make sure that you can repay the borrowed money.

4- Quick Response

Because of the online facility, response time is fast. You will get an instant response from us. From our lenders, you will get your answers about any query of a payday lender. You will not have to wait for many days as it happens in offline and office applications.

According to your application, you will get three responses from our money lenders.

•    Approved

It means lenders have checked your applications and analysed your details, and have accepted your application.

•    Declined

It means that your application is not approved and is rejected by the money lenders. Your application failed to meet the loan requirement, and the loan institution will tell you why they declined your application.

•    Referred

Usually, it means that your application is under consideration, whether institutions will give you a loan or not. It implies that loan institutions will take more time to look at your details and then decide. Usually, a loan institution takes 24 hours to analyse your details and take decisions according to it.

Repayment of the Loan

You have filled your application form, the application is accepted, and money is transferred to your account. Now, what's the next procedure. When you fill the online application form, you also give the details about your bank account.

At every due date, cash is deducted from your bank account for the repayment of the loan. Make sure to have enough money in your bank account on the due date for the repayment. If you have any difficulty paying the repayment amount, you can contact our lenders to assist you. Our lenders are honest and will help you politely.

Before Applying for the Wonga Loan, Remember Some Important Factors

Wonga loans are very helpful if you want short term financial help, and it is specially designed for short-term loans. But if you need long term financial assistance, you should consider any Wonga loans alternative as it's not suitable.

Loans are suitable for the person who are financially strong and have enough money in their account. Individuals must have enough money in their bank accounts for the repayment of the loans. Only take the Wonga Loan alternative if you are financially strong.

Payday Loans UK is not associated with Wonga. Pk. Now, Wonga. Pk is not operating as the lender.

Consequences for the Late Repayments

Make sure you are not late with a Wonga Loans alternative repayment. If you become later in your repayments, it causes reports to the credit reference agencies. As a result, it causes a reduction in the credit rating.

If your credit rating becomes low, it becomes difficult for you to gain future loans, as getting loans for people increases who have maximum credit scores. So if you want another loan soon, keep money in your bank account and try to raise your credit score.

Why Should You Choose Us?

The main reason for choosing Payday Loans UK is that we offer the best loan services. You can comfortably select our Wonga Loan alternative plan and meet eligibility requirements and enjoy the loan money.

Payday Loans UK always helps people in their complicated financial situations. For more queries, you can also contact us. Our lenders are always available to answer your questions and solve your all problems.

Summing Up

Wonga Loans alternative is a controversial topic. Some people think it's easy to get cash quickly, while others see it as predatory lending with high fees and interest rates. But one thing is sure: Wonga Loans alternative offer fast access to money that can help you avoid the embarrassment of asking for credit or other forms of financial assistance from friends and family members.

If you need an easy way of getting cash in your bank account quickly with no fuss or hassle, then look no further than us!


Other articles: is not a lender and does not make credit decisions. matches customer loan applications with lenders in a network based on the information you provide, in exchange for a commission paid by the lender for advertising services provided. We do not guarantee that you will be accepted by any lender or that you will be offered terms suitable for your financial requirements. Not all lenders will be able to provide amounts up to £5000. This website does not directly endorse any individual product or service. Any information on this website is opinion only. As a condition of extending credit, some lenders may make a credit check from a credit reference agency. Late repayment or missed payments may be subject to increased fees and/or interest rates.
*Once approved, your cash could be sent within 5 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s processes and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to You can also get free debt advice by phone or chat at